Get Cash Back When Shopping Online with Rakuten: A Beginner's Guide

Hey what's up, y'all! Biz here! And today I wanted to go over a step-by-step guide for using Rakuten. 🛍️ If you love getting a good deal (and who doesn't?), then you're going to want to know all about Rakuten. It’s one of the easiest ways to get cash back on stuff you were already planning to buy. Yep, you read that right—money back in your pocket just for shopping online! Let's dive into how you can start using Rakuten to maximize your savings.

Step 1: What is Rakuten, Anyway?

Rakuten (formerly known as Ebates) is a cash-back site that partners with thousands of retailers. When you shop through Rakuten's links, they earn a commission from the retailer, and they share a portion of that commission with you in the form of cash back. It's a win-win—you get a little extra cash, and Rakuten gets paid for referring you. Sounds pretty sweet, right?

Step 2: Sign Up for Rakuten

First things first, you’ll need to sign up for a Rakuten account. It’s super easy and free—no hidden fees or subscriptions. Just go to Rakuten's website and click on the "Join Now" button. You can sign up with your email address or use your Google or Facebook account to make it even quicker. As a bonus, Rakuten often gives new members a welcome bonus (usually $10-$30) after you make your first qualifying purchase.

Step 3: Install the Rakuten Browser Extension

One of the best ways to make sure you never miss out on cash back is to install the Rakuten browser extension. This little tool sits in the corner of your browser and will alert you whenever you're on a site that offers cash back through Rakuten.

Here's how to set it up:

  • Go to the Rakuten website and scroll down to the "Get the Button" section.
  • Click to install the extension for your preferred browser (Chrome, Firefox, etc.).
  • Once installed, the extension will automatically notify you when you're on a site that offers cash back. Just click "Activate Cash Back" before you start shopping, and you're good to go!

Step 4: Start Shopping!

Now comes the fun part—shopping! To earn cash back, you can either start your shopping journey on the Rakuten website or use the browser extension. Here’s how each method works:

  • Shopping Through Rakuten's Website: Go to Rakuten's website and search for the retailer or product you want. When you find a store offering cash back, click the "Shop Now" button. Rakuten will take you to the retailer's site, and you can shop as usual. Make sure to complete your purchase in the same window that Rakuten opened to ensure you get your cash back.

  • Using the Browser Extension: If you’re like me and sometimes forget to go through Rakuten first, the browser extension has got your back. When you visit a site that offers cash back, the extension will pop up and ask if you want to activate cash back. Just click the button, and continue shopping. It’s that easy!

Step 5: Use Rakuten for In-Store Shopping (Yes, Really!)

Did you know you can also use Rakuten to earn cash back when shopping in physical stores? Here's how:

  • Link your credit or debit card to your Rakuten account.
  • Go to the "In-Store Cash Back" section on Rakuten's website or app.
  • Find an in-store offer you like and link it to your card.
  • Shop at the participating store and pay with your linked card. Rakuten will automatically track your purchase and add the cash back to your account.

Step 6: Get Paid

Now, the best part—getting your cash back! Rakuten pays out every quarter (every three months). You can choose to get paid via PayPal or by a "Big Fat Check" sent directly to your mailbox. To make sure you get your payment, just go to your account settings and select your preferred payment method.

A few things to keep in mind:

  • You need to have earned at least $5.01 in cash back to get paid.
  • Rakuten automatically sends payments on the next scheduled payout date after you’ve met the minimum threshold.

Step 7: Stack Your Savings

Here's a pro tip: You can stack Rakuten cash back with other discounts to maximize your savings. For example, if you have a coupon code for a store, you can use that at checkout while still earning cash back through Rakuten. Plus, if you pay with a rewards credit card, you’ll earn points or cash back from your card on top of what you get from Rakuten. Double (or even triple) the savings!

Step 8: Refer Friends and Earn More

Rakuten has a great referral program. When you refer a friend and they make a qualifying purchase, you’ll both get a bonus. This can be an easy way to rack up extra cash back, especially if you have friends and family who love to shop online.

FAQs and Tips

Q: Is Rakuten safe to use?
A: Absolutely! Rakuten is a legitimate company that's been around for years. They don’t ask for sensitive information like your bank account number, so your personal details are safe.

Q: What if I forget to use Rakuten?
A: Unfortunately, Rakuten doesn’t offer a way to get cash back retroactively. But with the browser extension installed, you’ll get reminders whenever you’re on a cash-back-eligible site.

Q: Are there any catches?
A: Not really! Just make sure you’re following the terms for each store. Some cash-back offers exclude certain categories or items, and using other cash-back sites or apps simultaneously might void your Rakuten cash back.

Final Thoughts

Rakuten is one of the easiest ways to save money on your online shopping. It’s like getting a little bonus for buying things you were going to buy anyway. Just remember to always activate cash back before you check out, and you’ll be racking up those savings in no time. Happy shopping, and happy saving! 🎉

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